Оценка текущей эффективности вьетнамских микрофинансовых организаций и выводы о путях их развития

Полный текст:


Аннотация

В данной работе исследуется текущая эффективность микрофинансовых организаций (МФО) Вьетнама в формальном и неформальном секторах в период с 2010 по 2015 г. посредством анализа коэффициентов текущей самодостаточности, рентабельности активов и капитала. Результаты исследований показывают, что коэффициенты текущей самодостаточности в формальных МФО были выше, чем в неофициальных МФО. Авторы рекомендуют неофициальным МФО Вьетнама сосредоточиться на текущем управлении, а не на попытках превращения в официальные МФО.

Об авторах

Н. Л. Пхам
Банковская Академия Вьетнама
Россия


Т. Т. Нгуен
Banking Academy of Vietnam
Россия


Список литературы

1. ADB. (2000). Finance for the poor, microfinance development strategy. Working paper.

2. Bakker, A., Schaveling, J., & Nijhof, A. (2014). Governance and microfinance institutions. Corporate Governance (Bingley), 14(5), pp. 637-652.

3. Bassem, B.S. (2009). Governance and performance of microfinance institutions in Mediterranean countries. Journal of Business Economics and Management, 10(1), pp. 31-43.

4. Boateng, Gilbert O., Boateng, Akwasi A. and Bampoe, Harry S. (2015). Microfinance and Poverty Reduction in Ghana: Evidence from Policy Beneficiaries. Review of Business & Finance Studies, v. 6 (1), pp. 99-108.

5. Brune, A. (2009). An empirical study on the impact of microfinance institutions on development. Bachelor thesis. Institute for Empirical Research in Economics (IEW) at the University of Zurich.

6. Churchill, C., Frankiewicz, C. (2006). Making microfinance work: managing for improved performance. International Labor Organization, Geneva.

7. Fernando, N.A. (2004). Micro Success Story? Transformation of Nongovernment Organizations into Regulated Financial Institutions. Asian Development Bank.

8. Goddard, J., Molyneux, P., Wilson, P. (2004). Dynamics of growth and profitability in banking. Journal of Money, Credit and Banking, 36, pp. 1069-1090.

9. Gutiérrez-Nieto, B., Serrano-Cinca, C., Mar-Molinero, C. (2009). Social Efficiency in Microfinance Institutions. Journal of the Operational Research Society, 60 (19), pp. 104-119.

10. Hasan, R. D., Mehmet, U. (2006). Institutions and Policies for Growth and Poverty Reduction: The Role of Private Sector Development. ERD Working Paper Series No. 82, ADB, Manila.

11. Imai, K.S., Gaiha, R., Thapa, G., & Annim, S.K. (2010). Micro-finance and Poverty (A Macro Perspective). Research Institute for Economics and Business Administration Kobe University (Discussion Paper Series), pp. 1-45.

12. Kimando, L. N., Kihoro, J. M., Njogu, G. (2012). Factors Influencing the Sustainability of Micro-Finance Institutions in Murang’s Municipality, International journal of business & Commerce, 1(10).

13. Ledgerwood, J., White, V. (2006). Transforming Microfinance Institutions: Providing Full Financial Services to the Poor. World Bank. Marakkath, N. (2014). Sustainability of Indian microfinance institutions. DE: Springer Verlag.

14. Mersland, R., Strøm, R.Ø. (2008). Performance and trade-offs in microfinance institutions does ownership matter? Journal of International Development, 20 (5), pp. 598-612.

15. Mersland, R., Strøm, R.Ø. (2009). Performance and governance in microfinance institutions, Journal of Banking and Finance, 33 (4), pp. 662-669.

16. Meyer, R. L. (2002). The demand for flexible microfinance products: lessons from Bangladesh. Journal of international development, 14, pp 351-368.

17. Ngoc, N.B. (2015). Formal or informal microfinances- what is the way for reaching the self-stability? Seminar in banking faculty, Banking Academy of Vietnam, pp. 178-185.

18. Ngo, T.V. (2012). Capital structure and microfinance performance: A cross country analysis and case study of Vietnam. PhD Thesis.

19. Pasiouras, F., Kosmidou, K. (2007). Factors influencing the profitability of domestic and foreign commercial banks in the European Union, Research in International Business and Finance, Elsevier, 21(2), pp. 222-237

20. Peck, R., Rosenberg, R. (2000). The rush to regulate: legal framework for microfinance, CGAP Special Edition, 4. Shirazi, N.S., and Khan, A.U. (2009).

21. Role of Pakistan Poverty Alleviation Fund‘s and Micro Credit in Poverty Alleviation (A case of Pakistan). Pakistan Economic and Social Review, pp. 215-228.

22. Sufian, F., Habibullah, M.S. (2010). Does economic freedom fosters banks’ performance? Panel evidence from Malaysia. Journal of Contemporary Accounting & Economics, 6 (2010), pp. 77-91.

23. Thao, P.T.T. (2015). The outreach and the sustainability for the MFIs in Vietnam. Seminar of Baking faculty, Banking Academy of Vietnam, pp. 147-156.

24. White, V., Campion, A. (2002). Transformation: Journey from NGO to Regulated MFI. Zeller, M., Meyer, R. L. (2002).

25. The Triangle of Microfinance: Financial sustainability, outreach and impact.

26. John Hopkins for the International Food Policy Research Institute, Baltimore.


Дополнительные файлы

Для цитирования: Пхам Н.Л., Нгуен Т.Т. Оценка текущей эффективности вьетнамских микрофинансовых организаций и выводы о путях их развития. Review of Business and Economics Studies. 2017;5(1):54-59.

For citation: Pham H.L., Nguyen T.T. ASSESSING THE OPERATING EFFICIENCY FOR THE VIETNAM MICROFINANCE INSTITUTIONS AND IMPLICATION FOR THE TRANSMISSION. Review of Business and Economics Studies. 2017;5(1):54-59. (In Russ.)

Просмотров: 5


Creative Commons License
Контент доступен под лицензией Creative Commons Attribution 4.0 License.


ISSN 2308-944Х (Print)